"There is a frequently used adage, which says, "There is nothing more powerful than an idea whose time has come." It's true! The IDEA - that a variety of temporary help service owners could control their own destinies relative to workers' compensation insurance for their employees. The TIME - the first policies were issued in May 1993. From an initial count of 18 insureds, the company we formed, Temporary Services Insurance, Ltd. (TSIL) now counts for over 114 companies and a premium volume in excess of $65 million."

LoRayne Logan, TSIL President 1998 - 2002
the Work Place, Rockford, IL

"TSIL has been our best business decision since we began in the Staffing industry in 1986. We actually took a cost item and over 5 years have turned it into a profit item - who would have thought workers compensation could be your friend?"

Martin R. Sullivan, President
The Sullivan Group, Savannah, Georgia

"Joining the TSIL insurance captive in 1996 was one of the best business decisions I ever made. Not only was I prepared to save money – which has happened, but the prospect of having more control over the management of my workers’ compensation claims had a lot of appeal. Like many others in the staffing industry, one of the largest sources of stress in the work environment is dealing effectively with Workers’ Compensation. Through my tenure with TSIL, thousands of dollars have been returned to me through distributions. That money was returned to me because my claims were efficiently managed hence reducing my losses. My Risk Control Manager and I are involved with every claim while having some discretionary control over the process itself and the outcome. I would recommend the TSIL Captive to all staffing company owners and would be happy to discuss my TSIL experience with any prospective member."

Jill Tillinghast, Owner
Personnel Preference, Inc., Weed, CA

"Our firm has saved more than $200,000 in premiums since joining the captive. In addition to that, our insurance costs have dropped another 25% within the captive program since we joined. We have built an asset in excess of $250,000 that will continue to grow, and then be returned as a dividend. The teamwork and professionalism of the captive's service providers makes every phase of risk management, acquiring coverage, audits, and claims management, simple and manageable."

Tom Damson, President
Longs Personnel, Mobile, AL

"As I observe the direction of work comp for the staffing industry, it reaffirms that one of our best business decisions was to join TSIL in 1993. It paid off in 1993 by reducing our premiums by $236,000 and it continues to pay off today. The support from the Zurich, Captive Resources, and Risk Control Services has been excellent. The magic of what a good loss control program can do continues to amaze me!"

Elizabeth Rice, Executive Vice President
Innovative Employee Solutions, San Diego, CA